LMS are waiting to help you

Good relationships can help make property buying easier, often speeding it up. And we have an excellent relationship with Legal Marketing Services (LMS). We've teamed up with them to offer you a range of legal services when buying, selling or remortgaging a home. Of course, you can arrange your own legal assistance if you prefer.

How LMS could benefit you:

  • LMS use technology designed to speed up the whole legal process from outset to completion.
  • LMS offer a case tracking service, which allows customers to keep up to date with developments. Online progress reports are available 24 hours a day, so you'll always know where you are
  • LMS offer a dedicated customer services team so you will always have someone to talk to.

The LMS services we can offer you are:

Free referral

We can refer you directly and without charge to LMS, who can then provide you with a quote for your legal requirements and allocate you to a contracted law firm who will complete the services required.

Key benefits include:

  • Specialist conveyancers
  • A competitively priced service
  • Fixed fees payable upon completion
  • If your transaction doesn't go ahead you won't have to pay the law firm's legal fees, although you will need to pay for any third party costs, such as searches, incurred on your behalf

Free legal services for remortgages

Some of our remortgage products include free standard legal fees as part of the deal. In these cases LMS will nominate a solicitor to carry out this work for us.

NOTE: In these instances the nominated solicitor act for us only - if you require your own legal representation, you need to instruct your own solicitor and cover the costs and disbursements incurred. If your transaction doesn't go ahead you won't have to pay the law firm's legal fees, although you will need to pay for any third party costs, such as searches, incurred on your behalf.

What is covered?

The standard legal costs in moving your mortgage, plus some additional leasehold charges including obtaining your landlord's consent and checking the terms of your lease meet our requirements.

What isn't covered?

Any additional work or services required over and above a standard remortgage. You'll need to cover these costs. Examples include transferring your property into joint names with a partner, drafting a tenancy agreement and transfer of equity.

For full details of what is and isn't included in your remortgage you should refer to our general lending criteria.

Personalised scheduling

For some remortgage customers benefiting from our free legals feature, we offer an additional service that enables them to set their own remortgage timeframe. To benefit from this additional service, you must live in England or Wales and be taking out a standard or flexible remortgage.

If you meet this criteria you'll be contacted by LMS on the day we instruct them. LMS will take you through all the information required to complete your remortgage, highlighting any problem areas and ask you to choose your preferred completion date. The pre-completed documentation will be sent to you the following day for you to sign and send onto the nominated solicitor.

This is essential as it speeds up the information gathering process, and ensures your solicitor has everything they require to complete the legal work in your required timescales.

To arrange cover now, or get more information and a quote, call

0845 603 6096*

Lines are open 8.30am - 6pm Monday - Friday 10am - 1pm Saturday