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When you take out a mortgage with Bristol & West Mortgages you must have buildings insurance to protect against fire, structural damage and other mishaps. To make it simpler for you, we've teamed up with Zurich Insurance who can help you get your cover arranged.
Of course, if you prefer, you can arrange your buildings insurance with another provider. In this case, once we're happy with your choice and regardless of who you chose to insure with, we'll need to charge you £25 to cover our administration costs.
Zurich Home Protection explained
It gives you affordable cover for your home and contents against the unexpected, like fire and theft. Very simply, you can choose between covering the building alone, its contents alone, or the two combined.
Buildings Cover
This covers your property and any permanent fixtures and fittings, such as kitchen units or bathroom suites. Zurich base your insurance on the information you provide, so remember to tell them about any changes that might affect the cost of rebuilding your home e.g. alterations or extensions such as an additional room, a loft conversion or a new garage.
You can call the Zurich Insurance emergency repairs helpline when you need to. And if you have a burst water pipe or a window or door damaged during a break in, they'll make every effort to repair it that day.
Optional Buildings Accidental Damage Cover
You can also cover your home against accidental damage. Anything from putting your foot through the loft floor to a football breaking a window.
Buy to Let properties
If you're buying to let, it's important that you know your property is well protected. So Zurich provides insurance specifically designed for Buy to Let properties that covers just the building.
Contents Cover
Basic contents insurance covers items such as furniture and furnishings while they're in your home. If you want to be further protected, you can also add a range of other covers.
Optional Accidental Damage Cover
This insures against damage to your contents by accidents, such as knocking an ornament off a shelf when you're cleaning.
Optional Personal Possessions Cover
This covers things like your clothes, jewellery, money and bicycles when they're away from your home.
Optional Family Legal Protection Cover
Family Legal Protection is managed by Lawclub Legal Protection. This covers the legal costs if you or a member of your family is involved in a legal action. This could be things like claiming compensation for personal injury, being prosecuted for a motoring offence, or having a dispute with a neighbour or an employer.
You can also get advice over the phone about any personal legal problem you have.
A helpful and responsive claims service
If you choose to go with any of the above insurance cover you'll benefit from a claims line that is open 24 hours a day, 365 days a year. So whenever you need to call, one of Zurich's Customer Associates will be available to handle your claim as smoothly and quickly as possible.
Transferable cover
To make life even simpler, if you ever move your mortgage from Bristol & West Mortgages, your Home Protection is transferable. So you can continue your cover unchanged.
Feel secure knowing that your home is protected against the unexpected.
To apply for Zurich Home Protection, or get more information and a quote, call
0845 603 6096
Lines are open 8.30am - 6pm Monday to Friday and 10am - 1pm Saturday
Terms and conditions apply. Please refer to the policy document, available on request, for full details.
Bristol & West Home Protection products are underwritten and administrated by Zurich Insurance Company. Zurich Insurance Company a limited company incorporated in Switzerland. Registered in the Canton of Zurich No CH-020.3.929.583-0. UK branch registered in England No BR105. UK Head Office Zurich House, Stanhope Road, Portsmouth PO1 1DU. For general insurance, Zurich Insurance Company is authorised and regulated by the Financial Services Authority (FSA). The FSA does not regulate Buy to Let mortgages. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.