Key mortgage rates

It's our turn to be Professional…

Even though, because of your profession, we might be prepared to loan you a larger than usual amount, we want to ensure that your monthly payments are affordable. That's why we've created a range of Professional Mortgage options; you can choose the mortgage that best suits your individual needs.

Remember that you need to carefully consider your monthly payments, making sure you can afford all your normal monthly outgoings as well as able to cope with unforeseen events.


Professional Fixed mortgage rates

These products are currently not available.

With a fixed rate Professional Mortgage, you will pay a fixed rate for an agreed time at the start of your mortgage. Ideal if you want guaranteed protection from possible interest rate rises for a set period.



Professional Discount mortgage rates

These products are currently not available.

Offers you a discounted rate off our Standard Variable Rate (SVR) for an agreed period at the start of your mortgage. This gives you lower monthly repayments in the first few years to help you settle in.



Professional Tracker mortgage rates

These products are currently not available.

Our Professional Tracker mortgage tracks above the Bank of England Base Rate, and has flexible features allowing you to regularly overpay, underpay or make a one-off lump sum payment.



What you need to know up front

  • You must be 18 or over to take out a Professional mortgage.
  • Available to first time buyers only.
  • You can borrow up to 100% of the property's value, meaning you won't need a deposit.
  • You can add your fees to the mortgage, but don't forget we'll add it to the total mortgage and interest will be charged on it.
  • You can overpay up to 10% of the mortgage balance each year without paying any early repayment or administration charges (subject to minimum payments).
  • Your annual income must be £20,000 or more.
  • You must have been employed for a minimum of 3 months or self employed for a minimum of 12 months.
  • The maximum amount we will loan you is £400,000.
  • We lend in England, Scotland & Wales. Sorry, but we don't lend in Northern Ireland.