With a First Start mortgage first time buyers can bridge their borrowing gap

First Start is our specialist mortgage to help first time buyers get on the property ladder. It addresses the common problem many first time buyers face - how to overcome the gap between the amount of mortgage you need, and the amount you can borrow.

So what happens if you find a place you like, you can afford the monthly repayments, but your mortgage power doesn't stretch that far?

With First Start it's simple. Rather than relying on your parents or other close relative lending you the cash (if you're lucky), they lend you their borrowing power. But responsibility comes with the loan of that borrowing power, as your parents will be jointly responsible for the mortgage.