Key mortgage rates

An easyflex mortgage is all about choice. Choosing how much you want to overpay each month; Choosing whether you want your overpayments to reduce your monthly repayments or your mortgage term. Choosing if you want to draw back any overpayments to spend on something else, or take a payment holiday. So naturally, when it comes to the mortgage itself, you have a range of different options. Depending on your personal circumstances we will do our best to meet your choice.

Our easyflex mortgage rates track the Bank of England Base Rate. The tracker rate is set at a percentage above the Base Rate and any rate changes will be passed on to you. If you want to take advantage of a drop in interest rates, then easyflex could be the right choice for you; but remember - interest rates can go up as well as down.


Standard easyflex mortgage rates

These products are currently not available.

All the features you'd expect from a flexible mortgage, including payment holidays and the ability to both overpay and underpay.



Buy to Let easyflex mortgage rates

These products are currently not available.

A flexible Buy to Let mortgage for people with rental properties. You can overpay when you're receiving rent regularly. Then if the property becomes empty or you need to pay for repairs, you can borrow back these overpayments.



Self Cert easyflex mortgage rates

These products are currently not available.

A flexible mortgage for people with irregular incomes. If you're self employed, you can overpay when you've got lots of work and lots of income. Then if the work dries up for a period, you can reduce or stop payments to the value of any offset savings. Our easyflex Self Certification mortgage allows you to state your own income - we don't need independent confirmation.



What you need to know up front

  • You have to be at least 18 for an easyflex total mortgage, 21 for easyflex Buy to Let and Self Certification mortgages
  • The maximum mortgage term is 35 years or to normal retirement age
  • Minimum loan £25,001
  • It's not available in Northern Ireland. Sorry.