Let us take some of the stress out of moving home…

Read any list of 'life's most stressful events' and moving home is usually right up there in the top three. There are so many things to consider and deal with: packing, storage, timing, finances, solicitors, movers and estate agents! Whether you're moving across town or around the country, you owe it to yourself - and your family - to make the entire moving process as easy as possible.

Bristol & West Mortgages can only help with the mortgage, but then that's probably the biggest commitment you'll be making! If you're not sure which mortgage would best suit your needs, you can use our simple guide below.

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Our mortgages

We have a range of mortgages designed to help you get the deal you're looking for. The right choice for you will obviously depend on your circumstances. Choose a mortgage type from the outlines below to learn more about how they work, our rates and how you can apply:

  • Fixed

    With a fixed rate mortgage, you will pay a fixed rate for an agreed time at the start of your new mortgage term. Ideal if you want guaranteed protection from possible interest rate rises for a set period.

  • Discount

    Offers you a discounted rate off our Standard Variable Rate (SVR) for an agreed period at the start of your new mortgage term. This gives you lower monthly repayments in the first few years to try and keep down your costs.

  • easyflex

    Our easyflex mortgage allows you to have more say over your mortgage payments. It gives you the flexibility to overpay, underpay your mortgage and take payment holidays, giving you greater control over your finances. These mortgages track the Bank Base Rate, and can therefore go up or down in line with any changes that the Bank of England may make to interest rates.

  • Self Certification

    Mortgages designed for the self employed and buyers with irregular incomes; we have fixed rate, discount variable rate and easyflex Self Certification mortgages to choose from.

Please note that any fixed or discount mortgage promotional rate we agree with you will revert to our Standard Variable Rate (SVR) after the agreed period. The SVR is our basic rate, and it can go up or down, usually following changes to the Bank of England's base rate.