So your buying for the first time. How exciting!

Put the champagne on ice - it's nearly time to celebrate! The purchase of your first home can be a big task but it can be exciting too! At Bristol & West Mortgages, we're committed to helping you every way we can. To get you going on the road to your first home, we've put together a guide to buying for the first time. This has all the key steps to getting your first mortgage and reminds you of all the things you need to think about.

This section has information on everything you need to know from the initial search, right through to moving day and arriving in your new home.

Find out more about the key information you need to know when applying for a mortgage, or choose one of our mortgage types below to see what rates are available for you. Whatever stage you're at, we can provide you with the support, the know how and the products to help you achieve your dream of popping that cork on moving day!

Not sure what mortgage you are looking for?

Try our step by step guide to find your mortgage.

Our first time buyer mortgages

At Bristol & West Mortgages, we have a range of mortgages that can help you get started. The right choice for you will depend on a number of things, including how much deposit you have and whether you want security or flexibility. Click on a mortgage type to learn more about how they work, our rates and how you can apply:

  • First Start

    Our specialist mortgage to help you get onto the property ladder. Boost your borrowing power to help you get the mortgage you need.

  • Professional

    A mortgage designed for first time buyers who work in certain qualifying professions.

  • easyflex

    Have more say over your mortgage payments and greater control of your finances.

Our other mortgages you could consider

As a first time buyer you can also choose from our standard mortgages.

Fixed

With a fixed rate mortgage, you will pay a fixed rate for an agreed time at the start of your mortgage. Ideal if you want guaranteed protection from possible interest rate rises for a set period.

Discount

Offers you a discounted rate off our Standard Variable Rate (SVR) for an agreed period at the start of your mortgage. This gives you lower monthly repayments in the first few years to help you settle in.

Self Certification

Specialist mortgages for buyers with irregular incomes; we have fixed rate, discount variable rate and easyflex Self Certification mortgages to choose from.