Helping you build your investment empire

Buying to Let can be an attractive investment, but it should only be entered into with open eyes. With over 10 years of experience in this new field, Bristol & West Mortgages fully understand the market - the risks as well as the potential rewards - and have a range of Buy to Let mortgages that are especially designed for investors.

Whether you're eyeing up your first property or wanting to expand an existing portfolio we can offer the support and resource you need to make it happen.

Whilst the FSA (Financial Services Authority) regulate most mortgage sales in the UK, they don't regulate mortgages on properties that are bought to rent out. However, rest assured that we offer the same service with our Buy to Let mortgages as we do for our regulated mortgages.

Not sure what Buy to Let mortgage you are looking for?

Try our step by step guide to find your mortgage.

Before you go any further

To qualify for one of our Buy to Let mortgages you must:

  • Be 21 or over
  • Have had a mortgage for at least 12 months in the past 5 years, or own a property outright
  • Be resident in the UK
  • Earn at least £15,000 a year if you want to borrow more than 75% of the purchase price

Our Buy to Let mortgages

The right choice for you will obviously depend on your personal circumstances. To find out more about the different types available, how they work, our rates and how you can apply simply click below:

  • Fixed

    With a fixed rate Buy to Let mortgage, you will pay a fixed rate for an agreed time at the start of your new mortgage term. Ideal if you want guaranteed protection from possible interest rate rises for a set period. Please note that after the promotional period the rate will revert to Bank of England Base Rate + 1.75%.

  • Tracker

    These mortgages track the Bank of England Base Rate (BBR) which means that your rate may move up or down. Most of these mortgages track BBR at + 1.75%, with many featuring a promotional discount period for several years at the start of your mortgage. Others track BBR plus a set percentage for the term of the mortgage.

  • easyflex

    Our easyflex Buy to Let mortgage allows you to have more say over your mortgage payments. It gives you the flexibility to overpay, underpay your mortgage and take payment holidays, giving you greater control over your finances. These mortgages track the Bank Base Rate, and can therefore go up or down in line with any changes that the Bank of England may make to interest rates.