How much can you borrow

Our borrowing calculator can help you work this out but, essentially, the figure you can normally borrow is calculated by taking the first two mortgage applicants' incomes (or just yours if you're buying alone) deducting any regular outgoings, then multiplying this figure by a factor that depends on whether you're a single or joint applicant.



Applicant 1
Applicant 2

Remember your home is at risk and your home may be repossessed if you do not keep up repayments on your mortgage

This information does not contain all of the details you need to choose a mortgage. For an overall cost for comparison, please select the mortgage you are interested in and request a Key Facts Illustration before you make a decision.

*This calculator can give you an idea of how much you can borrow. It provides an indication only, is not a legally binding mortgage offer and places the lender at no obligation to provide you with a mortgage.

Follow the link to find out what income and deductions we use to calculate your total borrowing.