Welcome to Bristol & West Mortgages

Whether you're a first time buyer trying to climb on the property ladder, a homeowner looking to reduce your repayments or a landlord looking to expand your portfolio, we can help you. In fact, whatever stage you're at in your property owning life, we have a range of affordable and straightforward mortgages that could help you meet your personal and financial needs.


Your home may be repossessed if you do not keep up repayments on your mortgage

Not sure which mortgage is right for you?

Please click on each mortgage name to see its benefits, rates and how to apply.

  • Fixed

    With a fixed rate mortgage, you will pay a fixed rate for an agreed period at the start of your new mortgage term. Ideal if you want guaranteed protection from possible interest rate rises for a set period. If interest rates fall, however, you could end up paying more with a fixed rate mortgage than you would with a variable one.

  • Discount

    Offers you a discounted rate off our Standard Variable Rate (SVR) for an agreed period at the start of your new mortgage term. This gives you lower monthly repayments in the first few years to help maximise your savings.

  • Tracker

    These Tracker mortgages track the Bank of England Base Rate (BBR) which means that your rate may move up or down. Most of these mortgages track BBR + 2.25%, with many featuring a promotional discount period for several years at the start of your mortgage. Others track BBR plus a set percentage for the term of the mortgage.

  • easyflex

    Our easyflex mortgage allows you to have more say over your mortgage payments. It gives you the flexibility to overpay, underpay your mortgage and take payment holidays, giving you greater control over your finances. These mortgages track the Bank Base Rate plus a set percentage for the term of the mortgage, and can therefore go up and down in line with any changes that the Bank of England may make to interest rates.

  • Self Cert

    Specialist mortgages for buyers with irregular income. We have fixed rate, discount variable rate and easyflex Self Certification rates to choose from.

  • Mortgage Selector

    Still unsure which option is best for you? Our mortgage selector will guide you through the options available to you.

If you are a mortgage intermediary applying on behalf of a client you need to apply via our dedicated intermediary site.