The Tracker mortgage you've been looking for could be right here

If you want your rate to reflect changes in the Bank of England Base Rate, then a Tracker mortgage could be the choice for you. Every month the Bank of England sets the Base Rate. Often the rate remains unchanged, but the Bank of England can raise or lower the base rate as necessary from month to month.

So what is a Base Rate Tracker mortgage? Well it's simply a variable rate mortgage that tracks the Bank of England Base Rate. The Tracker rate is set at a percentage above the Base Rate and any rate changes will be passed on to you.

If you want to take advantage of a drop in interest rates, then this could be the right choice for you; but remember - interest rates can go up as well as down.

There are two types of Tracker mortgage available:

Buy to Let Base Rate Tracker

A Buy to Let mortgage that tracks above the Bank of England Base Rate.

Tracker mortgages - easyflex

Our easyflex mortgages all track above the Bank of England Base Rate, and have flexible features allowing you to regularly overpay, underpay or make a one-off lump sum payment. There are three easyflex mortgages available:

  • easyflex

    All the features you'd expect from a flexible Tracker mortgage…

  • easyflex Buy to Let

    A flexible Buy to Let mortgage which allows you to vary your outgoings if circumstances change…

  • easyflex Self Certification

    If you have an irregular income because you’re self employed or if most of your income comes from commission, investments or bonuses, this mortgage could be what you’re looking for…

Buy to Let Tracker rates revert to follow the Bank of England Base Rate + 1.75%. Our easyflex products track the base rate plus a set percentage for the term of the mortgage.