Searching for a great fixed mortgage? You've found it.

Few things in life are certain. The economy, jobs, even house prices. All these things and many more, can and do affect interest rates. And if interest rates do change, they can affect your monthly mortgage repayments significantly. However, you can protect yourself from unwanted interest rate rises by securing your rate now for your chosen period, with one of our great fixed rate deals.

With our fixed rate mortgages you'll know what your monthly repayments will be because they stay the same, regardless of what happens to interest rates generally. What's more, you can choose how long your fixed rate lasts. Of course, you need to bear in mind interest rates are hard to predict, and if they fall you could end up paying more with a fixed rate mortgage than you would with a variable one.

Our fixed rate mortgages are available in different options.

  • Standard

    A standard mortgage - i.e. a residential mortgage, for which you need to be able to supply proof of your income (or in the case of being self employed, two years' audited accounts).

  • Self Certification

    Specialist mortgages for the self employed and buyers with irregular incomes; instances where your income is primarily from bonuses, commission or investments.

  • Professional

    A mortgage for first time buyers working within certain qualifying professions.

  • Buy to Let

    Buy to Let mortgages especially designed for investors.

  • First Start

    This is our specialist mortgage to help first time buyers overcome the common problem many face - you've found the place you like, you could afford the repayments, but you don't earn enough to get the mortgage you need. First Start is a joint mortgage that you take out together with a parent or another close family member. It takes their income into account as well as yours, counting theirs as the main income, so the amount you can borrow is significantly increased.

Please note that any fixed or discount mortgage rate we agree with you will revert to our Standard Variable Rate (SVR) after the agreed period. The SVR is our basic rate, and it can go up or down, usually following changes to the Bank of England's Base Rate.