Mortgage Rates
Confident with how it works? Learn more about our mortgage types:
Our mortgage rates will differ depending upon the type of mortgage you choose. Take a look at the options below to find the mortgage and rate that best suits your circumstances.
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Standard
This is a standard residential mortgage that suits most people's requirements. To qualify you need a regular income - i.e. if you're in full time employment and you're able to supply verification of your wages (or if you're self employed we'll need two to three years' audited accounts) you should qualify for a standard mortgage. -
Self Certification
Mortgages designed for the self employed and buyers with irregular income; we have fixed rate, discount rate and easyflex Self Certification mortgages to choose from. -
First Start
This is our specialist mortgage to help first time buyers overcome the common problem many face - you've found the place you like, you could afford the repayments, but you don't earn enough to get the mortgage you need. First Start is a joint mortgage that you take out together with a parent or another close family member. It takes their income into account as well as yours, counting theirs as the main income, so the amount you can borrow is significantly increased. But responsibility is shared, as your parents will be jointly responsible for the mortgage.